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About Us

Helping Families Achieve their Homebuying Dreams

Welcome to Miami Beach Mortgage Lenders, your trusted partner in securing the perfect mortgage across all of Florida. Whether you’re buying your first home, refinancing your current property, or looking to invest in a vacation home, our team is dedicated to helping you navigate the mortgage process with ease.

As a Florida-based company, we understand the unique needs of homebuyers throughout the state. From the vibrant streets of Miami Beach to the serene coasts of the Gulf and Atlantic, we specialize in providing personalized mortgage solutions tailored to your financial situation and homeownership goals.

At Miami Beach Mortgage Lenders, we are committed to offering competitive rates, flexible terms, and exceptional customer service. Our experienced professionals work closely with you every step of the way, ensuring a smooth and transparent process from start to finish. We believe in building lasting relationships based on trust, and we strive to make your mortgage experience as stress-free and rewarding as possible.

With our in-depth knowledge of the Florida real estate market, we are proud to be a trusted resource for all of your mortgage needs—no matter where you are in the state. Let us help you turn your dream of homeownership into a reality.

Contact us today to learn how we can assist you in securing the ideal mortgage for your new home, whether in Miami Beach or anywhere in Florida.

Mortgage Programs and Options

We offer as many possibilities as there are needs...

Traditional Mortgages

The most common types of loans are the popular 30-year fixed mortgages and adjustable-rate mortgages (ARMs).
Traditional mortgages are primarily approved based on the borrower's ability to repay, with credit history and score playing a key role in determining how much they can borrow.
These mortgages also include government-backed loans like FHA, VA, and USDA, as well as community programs designed to assist first-time homebuyers in purchasing their first home.

Non-QM Mortgages

Non-QM (non-qualified) or non-traditional mortgages are designed for borrowers who cannot provide standard proof of income, such as pay stubs or tax returns, or for those looking to buy non-traditional properties like short-term rentals or condo-hotels.
These programs offer a range of options, making it possible for individuals who may heavily deduct on their tax returns or can only verify their income through bank statements to secure financing.
Even workers in the gig economy, such as rideshare drivers, or individuals with established credit but without legal immigration status, may qualify if they have stable income.

Specialty Financing

This category includes loans with various features, such as interest-only repayment periods, construction or rehab financing, non-warrantable condominiums, commercial properties, and junior position loans like second mortgages or Home Equity Lines of Credit (HELOC).
It also covers loans designed to assist retirees, such as Reverse Mortgages and Lines of Credit.

Foreign National Loans

We simplify foreign national financing! We offer a variety of programs to meet the unique credit profiles of our foreign clients. Whether they are purchasing a luxury second home in Florida or investing in real estate to protect their assets from financial challenges in their home countries, we find the best options for them. As one of the leading foreign-national mortgage brokers, we have helped countless international investors secure the financing they need.

Our Services

Flexible, adaptable, and adjustable plans to fit your needs

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17K+

Help People Get Home

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Loan Programs

Which Mortgage is Right for You?

There are many different types of home loans available, and it can pay to familiarize yourself with them. We offer many options regarding documents needed to apply, and so many possibilities regarding down payment, you will not believe you have waited this long to get into your dream home! Let us help you choose the best type of home loan for your needs. Following, a few of our offerings…

FHA Home Loan

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA).
allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits. including low interest rates and no....

USDA Loans

If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.

Mortgage Consultation

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Mortgage Refinancing

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Mortgage Insurance

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Why Choose Us

Your Home, Your Future, Our Commitment

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Competitivea Pricing

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Free Consultations

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Lifetime Tracking

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Listing Property

Empowering Your Homeownership Journey

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House

$110,000-$199,000
Balaraja Garden City

Tangerang, Indonesia

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Apartment

$50,000-$99,000
Ophelia Apartment

Surabaya, Indonesia

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Office & Apartment

$80,000-$150,000
Twin Tower Office & Apartment

Semarang, Indonesia

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House

$140,000-$220,000
Serpong Smart Town

Tangerang, Indonesia

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Your Path to Homeownership Begins Here

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Personalized Guidance

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Mortgage Solutions

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Contact Us

Testimonials

What our clients say about us

Mortgage Solutions

Navigate Homeownership with Confidence

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