Loan Programs
Which Mortgage is Right for You?
There are many different types of home loans available, and it can pay to familiarize yourself with them. We offer many options regarding documents needed to apply, and so many possibilities regarding down payment, you will not believe you have waited this long to get into your dream home! Let us help you choose the best type of home loan for your needs. Following, a few of our offerings...
Mortgage Rate and Program Options
Fixed Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
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Adjustable ARM
Adjustable-rate mortgages include interest payments which shift during the loan’s term, depending on current market conditions. Typically, these loans carry a fixed-i...
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Interest Only
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...
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Foreign National Loans
We take the mistery out of foreign national financing! Multiple programs for all different credit profiles that our foreign customers require. As a foreign national, we find...
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Loan Program Options
FHA Home Loan
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
USDA Loans
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in...